by John | Jan 3, 2022 | FM-60 |
Seven Dangerous Financial New Year’s Resolutions As January has rolled around once again, many will be making New Year’s resolutions. Studies have shown that 62% of Americans will make New Year’s resolutions, although only 8% actually achieve them! Resolutions related...
by John | Oct 7, 2021 | FM-60 |
Using A Sinking Fund to Smooth Out Your Cash Flow One of the challenges many new budgeters face is how to handle the periodic payments that arise throughout the year. Scheduling the monthly rent or mortgage payment is easy, as are estimates for electricity (seasonally...
by John | Oct 3, 2021 | Investing, Q and A, Taxes |
Q. My company allows both pre-tax and after-tax employee contributions to our 401k plan. Is the company’s 401k match identical for both plans? My employer allows pretax and after-tax employee contributions to our 401(k) plan. Is the company’s...
by John | Oct 2, 2021 | Financial Education & Coaching, Personal Finance, Q and A |
Q. I’ve heard it’s good to have an emergency fund. How much should I have and where should I keep it? You are certainly correct that it’s important to have some money set aside for life’s inevitable emergencies. It’s not a question of “if” an emergency...
by John | Sep 19, 2021 | FM-60 |
How to prevent house buying from blowing your budget Home buying can be a trap. The best laid financial plans can self destruct over a beautiful view from a backyard deck, a flowing open floor plan, or a luxurious master bath. Yes, yes, I know we enter the home...
