Seven Dangerous Financial New Year’s Resolutions

Seven Dangerous Financial New Year’s Resolutions

Seven Dangerous Financial New Year’s Resolutions As January has rolled around once again, many will be making New Year’s resolutions. Studies have shown that 62% of Americans will make New Year’s resolutions, although only 8% actually achieve them! Resolutions related...
How A Sinking Fund Smooths Your Cash Flow

How A Sinking Fund Smooths Your Cash Flow

Using A Sinking Fund to Smooth Out Your Cash Flow One of the challenges many new budgeters face is how to handle the periodic payments that arise throughout the year. Scheduling the monthly rent or mortgage payment is easy, as are estimates for electricity (seasonally...
The Antidote for House Buying Fever

The Antidote for House Buying Fever

How to prevent house buying from blowing your budget   Home buying can be a trap.  The best laid financial plans can self destruct over a beautiful view from a backyard deck, a flowing open floor plan, or a luxurious master bath. Yes, yes, I know we enter the home...