by John | Oct 3, 2021 | Investing, Q and A, Taxes |
Q. My company allows both pre-tax and after-tax employee contributions to our 401k plan. Is the company’s 401k match identical for both plans? My employer allows pretax and after-tax employee contributions to our 401(k) plan. Is the company’s...
by John | Oct 2, 2021 | Financial Education & Coaching, Personal Finance, Q and A |
Q. I’ve heard it’s good to have an emergency fund. How much should I have and where should I keep it? You are certainly correct that it’s important to have some money set aside for life’s inevitable emergencies. It’s not a question of “if” an emergency...
by John | Dec 7, 2020 | Debt, Financial Education & Coaching, Personal Finance, Q and A |
Should I use some of my 401(k) to pay off a mortgage, but carry short term debt into retirement? I’m 65 years old and I’m considering retirement this year. I have a mortgage and some short term debt. I am thinking about using some of my 401(k) to pay off my...
by John | Apr 17, 2020 | Investing, Personal Finance, Q and A |
Q. Should I sell my stocks? The market has dropped a lot and may continue to do so. Is it better to sell and stay in cash until it recovers? A. The recent market drop leads many investors to sell their equities. It’s a very understandable...
by John | Jan 15, 2020 | Financial Education & Coaching, Q and A |
Dear friend of Dayspring Financial Ministry, Riverpine Services and/or 60 Minute Finance, I greatly appreciate your past interest in and support of Dayspring Financial Ministry (and before it, Riverpine Services and 60 Minute Finance). God has blessed me with...
by John | Jul 15, 2019 | Financial Education & Coaching, Investing, Q and A |
Should I continue investing in an IRA while in college? I currently have $9,000 dollars in student debt, and one more year of college left which will cost roughly $10,000. Then I plan an additional year of grad school for which will I have to pay tuition and living...
