Seven Dangerous Financial New Year’s Resolutions

Seven Dangerous Financial New Year’s Resolutions

Seven Dangerous Financial New Year’s Resolutions As January has rolled around once again, many will be making New Year’s resolutions. Studies have shown that 62% of Americans will make New Year’s resolutions, although only 8% actually achieve them! Resolutions related...
How A Sinking Fund Smooths Your Cash Flow

How A Sinking Fund Smooths Your Cash Flow

Using A Sinking Fund to Smooth Out Your Cash Flow One of the challenges many new budgeters face is how to handle the periodic payments that arise throughout the year. Scheduling the monthly rent or mortgage payment is easy, as are estimates for electricity (seasonally...
The Antidote for House Buying Fever

The Antidote for House Buying Fever

How to prevent house buying from blowing your budget   Home buying can be a trap.  The best laid financial plans can self destruct over a beautiful view from a backyard deck, a flowing open floor plan, or a luxurious master bath. Yes, yes, I know we enter the home...
Can A Finance Broker Help You?

Can A Finance Broker Help You?

(This is a Collaborative Post) Can A Finance Broker Help You? In the legal world, there are so many things that many people don’t know about and are left in the dark when seeking support for themselves for many reasons such as mortgage matters, financial issues or...
Seven Reasons to Prepare a Monthly Budget

Seven Reasons to Prepare a Monthly Budget

Life is full of tasks that initially seem unenjoyable and of little value.  However, they often provide long-term benefits we may not appreciate at the time.  Regularly going to the dentist is a good example.  No one really enjoys the process, but your...
Three Tax-Smart Ways to Donate

Three Tax-Smart Ways to Donate

As many have heard by now, the Tax Cuts and Jobs Act (TCJA) made numerous changes to the prior law, upsetting the tax strategies used by many Americans.  While some changes were designed to “simplify” the tax code, many unintended consequences followed. ...