Are Credit Cards Your Financial Potato Chips?

Are Credit Cards Your Financial Potato Chips?

Are Credit Cards Your Financial Potato Chips? I suppose most of us have a food vice; that one treat we fall for consistently, even when we know we shouldn’t. Sure, we’ll be good for a while….but eventually we’ll return to our true love (even if it’s bad for us!). For...
How to prioritize your debt payments

How to prioritize your debt payments

Making Sense of the Various Debt Payment Strategies Personal finance is much more about the “personal” than the “finance,” as many (myself included) have often noted. Said a different way: understanding how we think, what our goals and objectives are, what we fear,...
Top 10 Investing Fundamentals

Top 10 Investing Fundamentals

Top 10 Investing Fundamentals Often, we over complicate the investing process.  It doesn’t have to be that way, though!  The science of investing has been studied over many decades and some “best practices” now exist based on actual data, not simply...
Building Wealth Isn’t a Mystery

Building Wealth Isn’t a Mystery

Building Wealth Isn’t a Mystery I recently ran across an article posted on Marketwatch.com that explored the different ways Republicans and Democrats view how people get rich.  To be clear, I try to make this blog an apolitical place.  I assure you that neither...
Now what?  The Importance of Financial Goals.

Now what? The Importance of Financial Goals.

The Importance of Financial Goals and Dreams Looking back, one of my biggest regrets (as it relates to personal finance) is that I never really thought about what I wanted my life to look like when I reached financial independence.  Honestly, I never really thought...
Making Your Retirement Portfolio Last

Making Your Retirement Portfolio Last

Making Your Retirement Portfolio Last Doesn’t Require Blind Luck I recently read a scary historical fact regarding distributions from our investment portfolios during retirement.  In an article from Financial Advisor magazine (yes, there is such a thing, and...