A Common Sense Approach to Financial News

A Common Sense Approach to Financial News

Staying Sane in Spite of the Financial News Investors often make the mistake of reading various investing stories – or watching CNBC – and then trying to make changes to their investment strategy to take into account what they’ve just read or seen. The...
Investing Control – You Aren’t Powerless

Investing Control – You Aren’t Powerless

Investing Control When it comes to investing, it seems that many people think one of two things: “Since the S&P has returned nearly 10% per year over the last 30 years, I can simply invest in it and expect to do the same going forward.  I am in complete control.”...
Harvesting Your Financial Crops

Harvesting Your Financial Crops

Learn to Harvest Your Financial Crops   The area in which I live is well known for growing tomatoes.  Roadside stands proliferate during the summer months brimming with the tasty red veggie.  Many of them advertise their tomatoes as being from our county,...
Confessions of a Savings Junkie

Confessions of a Savings Junkie

Doing a U-Turn: Moving from Accumulation to Withdrawal   Saving always came easy for me.  Even when I wasn’t earning much, and had debt to deal with, I wanted to save.  My mind was willing even when the checkbook was weak! Once my debts were paid, my natural...
Hidden Tax Costs of Roth IRA Conversions

Hidden Tax Costs of Roth IRA Conversions

Understanding the full tax cost of Roth IRA conversions   (As with any tax related topic, PLEASE make sure you fully understand your particular situation.  The descriptions below are general in nature and additional conditions may apply to you!  Please consider...
How We Saved 20% on Insurance

How We Saved 20% on Insurance

Insurance Renewal Tips and Strategies   We purchase our automobile, homeowners and umbrella coverage around this time each year. With two relatively inexperienced drivers on our policy, it can be a bit nerve-wracking when the renewal envelopes arrive. Even though...