by John | Oct 5, 2017 | Financial Education & Coaching, Investing, Personal Finance |
Q. My child has a part-time job. Can they open a Roth IRA? Is it a good idea? It’s a great idea for your child to open a Roth IRA! The extra years that the money stays invested will help it grow significantly in value by the time they retire. Keep in mind...
by John | Oct 4, 2017 | Debt, Financial Education & Coaching, Personal Finance |
Q. I am starting the process of purchasing a home. What are some mortgage guidelines as to how much I should spend? Buying a home is an exciting time. And this excitement can easily lead us to overspend. With the historically low mortgage interest rates of...
by John | Sep 14, 2017 | Financial Education & Coaching, Investing, Personal Finance, Q and A |
Q. The stock market has done well over the last several years. Is this still a good time to invest? It’s always a good time to invest in the stock market if your plans and time frame are compatible with investing in stocks. It should have nothing to do with...
by John | Aug 31, 2017 | Debt, Financial Education & Coaching, Q and A |
Q. Unpaid debt from years ago has damaged my credit and some has been charged off. Should I be contacting these collection companies to see if there is an outstanding amount and pay the past due debt? I’m sorry that you fell behind with your payments,...
by John | Aug 29, 2017 | Financial Education & Coaching, Insurance, Personal Finance, Q and A |
Q. I’m going to be purchasing term life insurance soon. How long should the policy be in effect? Term insurance can be as long as thirty years. How do I know which one is correct for me? First, it’s a great decision to purchase term insurance instead of...