by John | Apr 2, 2019 | Debt, Financial Education & Coaching, Q and A |
Q. I have $17,000 in credit card debt. Is it worth getting a personal loan to pay that off? The interest rate would be less, but there is also a loan origination fee. A. Mathematically, I can’t tell which is better as some necessary information is not...
by John | Mar 28, 2019 | FM-60 |
Are Credit Cards Your Financial Potato Chips? I suppose most of us have a food vice; that one treat we fall for consistently, even when we know we shouldn’t. Sure, we’ll be good for a while….but eventually we’ll return to our true love (even if it’s bad for us!). For...
by John | Mar 25, 2019 | Debt, Investing, Personal Finance |
Keep the mortgage or pay it off early? Imagine the following scenario: One day your doorbell rings and standing before you is the pitchman for a contest you entered previously. “Congratulations,” he says. “You’ve just won the grand prize in the ‘We Pay Off Your...
by John | Mar 20, 2019 | Financial Education & Coaching, Personal Finance |
Have you created your SSA.gov account? The idea of collecting Social Security may seem like some distant future event. So why bother creating your account with them today? In actuality, there are many benefits if you create your account now, even if retirement is...
by John | Mar 18, 2019 | FM-60 |
Making Sense of the Various Debt Payment Strategies Personal finance is much more about the “personal” than the “finance,” as many (myself included) have often noted. Said a different way: understanding how we think, what our goals and objectives are, what we fear,...
