by John | Nov 10, 2016 | FM-60 |
The Importance of Financial Goals and Dreams Looking back, one of my biggest regrets (as it relates to personal finance) is that I never really thought about what I wanted my life to look like when I reached financial independence. Honestly, I never really thought...
by John | Oct 27, 2016 | Budgeting, Financial Education & Coaching, Personal Finance, Q and A |
Q. How do I prepare a monthly budget when my variable income? Learning to prepare a monthly budget can be a challenge even if you have steady income. Having wildly variable income can add to the challenge. But there are a couple of options to...
by John | Oct 4, 2016 | Financial Education & Coaching, Q and A |
Q. I have some high-interest-rate credit card balances that will take some time to pay off. Should I take a 401k loan to pay them off sooner and at a lower interest rate that is paid to myself? Other than to prevent a foreclosure or bankruptcy filing, I’m not...
by John | Sep 16, 2016 | Financial Education & Coaching, Investing, Q and A |
Q. I went through a divorce after 30 years of marriage at age 51. Basically, I am starting life again with not much. I need some guidance on investing as banks don’t pay much interest. I’m sorry to hear about the divorce. I know from first hand experience...
by John | Aug 30, 2016 | FM-60 |
Making Your Retirement Portfolio Last Doesn’t Require Blind Luck I recently read a scary historical fact regarding distributions from our investment portfolios during retirement. In an article from Financial Advisor magazine (yes, there is such a thing, and...
